Kumawood actor Joseph Wayoosi, popularly known as Wayoosi, has joined the growing debate over Ghana’s vehicle insurance system, calling for a review of the policy that makes insurance compulsory for motorists.

In a video shared on his TikTok page, the actor argued that vehicle insurance should be a choice for drivers, while roadworthiness certification must remain mandatory to ensure vehicles on the roads meet safety standards.

Wayoosi questioned the effectiveness of third-party insurance policies, claiming that some motorists and accident victims struggle to receive support despite paying their premiums.

He cited an experience involving a friend whose father was involved in a road accident in 2014, alleging that the family has since faced delays in receiving compensation from the insurance company involved.

“This issue has been on my mind for a long time. I want to appeal to the government, especially Members of Parliament, to make vehicle insurance optional rather than mandatory. Roadworthiness, however, should remain compulsory because it is the government’s responsibility to provide good roads. My biggest concern is with third-party insurance. When you encounter a problem after subscribing to it, they hardly pay attention to you or offer the support you need,” he said.

The actor also argued that if insurance becomes optional, motorists should not be subjected to police harassment for choosing not to subscribe.

Wayoosi’s comments follow similar concerns raised by Reverend Kwaku Agyei Antwi, popularly known as Reverend Obofour, who recently criticised the country’s insurance system and accused some companies of failing to adequately support policyholders after accidents.

The discussion has renewed calls for reforms within Ghana’s motor insurance sector, with some stakeholders demanding stronger accountability and better protection for both motorists and accident victims.

Source: Yvonne Nyarko Agyemang